After belief and worship, a great stress has been laid in the teachings of the holy Prophet (SallAllahu Alayhi Wa Sallam) on showing kindness to fellowmen, particularly, the weak and the needy. We have been exhorted, in various ways, to be kind and considerate to each other in monetary transactions, such as, buying and selling, lending and borrowing. The debtors, for instance, are told to do their best to pay off the debts as quickly as possible while the creditors are required to be lenient those who owe them a debt they should be lenient in the realisation of their dues. The bondsmen who carry out their business transactions in this spirit will be deserving the mercy of Allah.
It is narrated by Jabir & that the Messenger of Allah (SallAllahu Alayhi Wa Sallam) said:
"Blessings of the Lord be on him who is mild and gentle in buying and selling, and in the realisation of dues."
It is narrated by Huzayfa (RadiyAllahu Anhu) that the Messenger of Allah (SallAllahu Alayhi Wa Sallam) said:
"There was a man belonging to a community before you. When the Angel of Death came to take possession of his soul, he was asked if he had performed any good deed in his worldly life (which could lead to salvation).
'There is no such deed as far as I remember.' he replied.
"Think again", he was told.
'I can think of nothing like it', he said, 'except that I used to have business dealings with people, and my attitude, (in these matters), was one of mildness and forbearance. I used to allow respite to the rich. (They could pay off when they liked). (As for the poor), I often wrote off debts.' The Lord, thereupon, decreed for him to be admitted to Paradise."
[Bukhari and Muslim] 'This Tradition has been quoted in the same form in Sahih Bukhari and Sahih Muslim. In Sahih Muslim, however, it has, also, been reproduced on the authority of Sayyidina 'Aqba ibn 'Aamir and Sayyidina Abu Mas'ud Ansari (RadiyAllahu Anhuma) in which instead of "The Lord, thereupon, decreed for him to be admitted to Paradise," it is stated that the Lord, thereupon, observed that "the kindness and compassion you have been showing in your dealings with My bondsmen has a greater claim on Me (that I exercise clemency and compassion towards you)."
The Lord told the Angels to let the bondsman go and treat him as if he had done no wrong. (He was forgiven).
[Bukhari and Muslim]
The holy Prophet (SallAllahu Alayhi Wa Sallam) would, obviously, have come to know of the incident narrated above through a Divine Revelation. The man reffered to in it, had died in such a state that even he could not think of a deed that could serve as an atonement for his sins except that he was kindhearted and accomodating in business transactions. If he lent money to anyone or sold anything to him on credit and the man could not clear the dues. he used to write it off. and even if the debtor was a well-to-do person. he did not insist on prompt payment. God forgave him because of this state or state of his mind, and he was admitted to Heaven.
Abu Qatadah (RadiyAllahu Anhu) relates that he heard the Messenger of Allah (SallAllahu Alayhi Wa Sallam) say:
"Allah will protect him from the agonies of the Day of Requital who allows respite to a poor and indigent person in the payment of his debt or writes it off (wholly or partly)."
Abu Yassar (RadiyAllahu Anhu) relates, he heard the Messenger of Allah (SallAllahu Alayhi Wa Sallam) say:
"Whoever has a claim (like a debt) on a borther which is payable, and he allows respite to the debtor in its payment. he will be given the reward of charity, i.e., equal to the reward promised on charity in return for each day of the respite."