Your deen or way of life can be one of two types: one way of life is to look after your own self interests and the other way is to seek to improve the welfare of others, even at your own expense, in order to earn the pleasure of Allah. These are two diametrically opposed ways of thinking, behaving and living. Now the way to Allah is the way of giving. The Prophet (Sallellahu Alaihi Wa Sallam) made a comparison of the two different personalities as follows:
"The case of a miser and a generous one is like that of two people who are clad in steel armour from their breasts up to their collar bones. When the generous one spends, his armour expands until it covers his fingers and his toes. When the miser makes up his mind to spend something every ring of the amour sinks into his flesh. He tries to loosen it but it is not loosened." (Bukhari and Muslim)
Wealth and possessions are a baraka or blessing from Allah when used in a productive way to earn the pleasure of Allah. Otherwise, it can be our worst enemy, a curse. As soon as we realise that everything belongs to Allah and that the things that we are going to receive in the Akhira depend on how much we spend in the Dunya, it will become easier to give freely from our pockets.
Giving and sacrificing will become a pleasure rather than a burden.
For most of our life, we work hard to earn money in order to build bank balances and to buy houses. These are all commendable acquisitions - in moderation. Remember that you may have a house with one hundred rooms, but you can sleep in only one room. You may have one hundred dresses in your wardrobe, but at any one time you can wear only a single dress. You may have one hundred dishes laid on the table, but you cannot eat more than will fill your one stomach. Even that may be difficult for you to digest. Always remember the hadith:
'Self-sufficiency does not mean plenty of provisions; it means self sufficiency of the spirit.'
All those extravagant things that deceive you are not worth pursuing or living for.
"Say: if it be that your fathers, your sons, your brothers, your mates, or your kindred; the wealth that you have gained; the commerce in which you fear a decline; or the dwellings in which you delight are dearer to you than Allah, or his Messenger, or the striving in His Cause - then wait until Allah brings about His Decision: and Allah guides not the rebellious."
[Qur'an: Surah At Tawba 9: 24.]