Job Description:
Job Responsibilities
As part of Credit team for Business Loan/Personal Loan/Auto Loan Finance, the primary job of the credit manager is to understand:
– the business dynamics
– products on offer
– various segments to whom we lend
– ensuring discipline in adherence to processes involved in credit buying
– Underwriting & making proposals of Business Loan/Personal Loan/Auto Loan and other products as per location requirement manage the credit processing agent’s activities
– ensure systematic verification processes and coordinate with verification agencies
– be up to date on industries we lend and business environment in general,
– take appropriate credit decision,
– monitor the portfolio sourced,
– understand and interpret the portfolio quality
– interact with sourcing agents
– co-ordinate with internal and external auditors
Salary: Not Disclosed by Recruiter
Industry:IT-Software / Software Services
Functional Area:Financial Services , Banking , Investments , Insurance
Role Category:Corporate Banking
Role:Credit Manager-Corporate Banking
Employment Type: Permanent Job, Full Time
Keyskills:
Credit Management Credit Processing Finance Business Loan Credit Manager Personal Loan Auto Loan Finance Credit Analysis
Desired Candidate Profile:
Qualification – CA/MBA Finance with relevant underwriting experience-
Job Knowledge:
– Good understanding of economy and implications of economic policies,
– dynamics of international economic events on Indian economy, industry and segments, understanding of functioning various industries / segments – cost matrix, competitors, laws applicable
– good understanding of financials to arrive at a decision on lending and recoverability of loans granted.
Skills & Experience:
– Ability to analyse news, information, change in laws, financial data and assess its future impact on the business of the loan applicant, segment / industry in which the applicant function, segment in which we operate. Generally strong analytical and futuristic intuitive skills are the need of the job
Education-
UG: Any Graduate – Any Specialization
PG:MBA/PGDM – Finance, CA
Doctorate:Doctorate Not Required
Company Profile:
Premium
Client of Jobvista management consultant Pvt Ltd.